Most discussion of the impending wave of Baby Boomers entering retirement age focuses on the capacity of entitlement programs to support them. Under-examined is the question of Boomers' abilities to support themselves and what policy changes might be necessary to help them do so. The ongoing instability in financial markets and its effect on the assets that many Boomers have planned to tap for retirement add to the uncertainty. Macroeconomic developments, workplace norms and existing policy barriers all make the most obvious short-term solution to the problem—working longer and saving more—more difficult than many imagine. [More] [Less]
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