Contact Information

Prepurchase

PostPurchase

Customer Service Number:

0845 051 8351

0845 051 8351

Fax Number:

 0845 051 8352

 0845 051 8352

Mailing Address:

Life Trust, PO Box 1037, Cheltenham, GL50 9HX

Life Trust, PO Box 1037, Cheltenham, GL50 9HX

Company Information

Total Insurance Company Assets:

Total Assets: N/A
Total Liabilities: N/A

Number of Years in Business:

2008 (?)

Company Description:

Life Trust is the first financial services company to focus exclusively on addressing the financial issues arising from increasing longevity. Life Trust is financed by JPMorgan, The Royal Bank of Scotland and the D. E. Shaw group.

Credit Quality

Moody's

Standard & Poor's

A.M. Best

Credit Rating:

Aaa

N/A

N/A

Outlook:

Stable 

Credit Rating Footnote:

Exceptional

Credit Rating Descriptions:

• Aaa (Exceptional)
• Aa1, Aa2, Aa3 (Excellent)
• A1, A2, A3 (Good)
• Baa1, Baa2, Baa3 (Adequate)
• Ba1, Ba2, Ba3 (Questionable)
• B1, B2, B3 (Poor)
• Caa1, Caa2, Caa3 (Very Poor)
• Ca (Extremely Poor)
• C (Lowest)

• AAA (Extremely Strong)
• AA+, AA (Very Strong)
• AA-, A+, A (Strong)
• A-, BBB+, BBB (Good)
• BBB-, BB+, BB (Marginal)
• BB-, B+, B (Weak)
• B-, CCC+, CCC (Very Weak)
• CCC-, CC, C (Extremely Weak)

• A++, A+ (Superior)
• A, A- (Excellent)
• B++, B+ (Very Good))
• B, B- (Fair)
• C++, C+ (Marginal)
• C, C- (Weak)
• D (Poor)
• E Under Regulatory Supervision
• F In Liquidation
• S Suspended

Credit Rating Outlooks:

• Positive
• Negative
• Stable
• Developing
• Rating Under Review
• No Outlook

When an insurance company has multiple outlooks of differing directions, the “(m)” modifier is used.

• Positive
• Negative
• Stable
• Developing

• Positive
• Negative
• Stable